Tools for Small Businesses
Getting Started with Free Resources
So much to do, so little time. Sound familiar? With these free small business tools, you'll soon be a step ahead in your small business marketing, legal and tax, and financial "to dos." There's even a small business plan template available for review.
- Articles of Incorporation for Minnesota
Articles of Incorporation (sometimes referred to as the Certificate of Incorporation or the Corporate Charter) are the primary rules governing the management of a corporation in the United States, and are filed with a state or other regulatory agency.
This form is for a domestic corporation.
- Articles of Incorporation for North Dakota
Articles of Incorporation (sometimes referred to as the Certificate of Incorporation or the Corporate Charter) are the primary rules governing the management of a corporation in the United States, and are filed with a state or other regulatory agency.
This form is for a domestic corporation.
- The CAN-SPAM Act
A compliance guide for business from the Federal Trade Commission
These calculators are hypothetical and are not meant to replace professional investment advice.
- 1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.
- Hourly Paycheck Calculator
Use this calculator to help you determine your paycheck for hourly wages.
- Net to Gross Paycheck Calculator
This calculator helps you determine the gross paycheck needed to provide an required net amount.
Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions.
- Section 125 Cafeteria Plan
Use this calculator to see how participating in your employer's Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay.
- Self-Employment Taxes
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.
- U.S. 1040EZ Tax Estimator
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.
- Breakeven Analysis
Find out how many and what price you must sell your product at to make a profit.
- Business Debt Consolidation Calculator
Should your business consolidate its debt? Use this calculator to find out.
- Business Valuation - Discounted Cash Flow
This tool calculates a business valuation based upon the discounted cash flow methodology, illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
- Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
- Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
- Debt Service Coverage
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
- Equipment Buy vs. Lease
Should you lease your equipment or finance it? Find out with this calculator!
- Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
- Inventory Analysis
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
- Like Kind Exchange
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
- Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
- Repossession of Personal Property from a Deferred Payment Sale
If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.
- Repossession of Personal Property from an Installment Payment Sale
If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.
- Repossession of Real Property
If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.
- Working Capital Needs
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
